jobs and employment	227
economics	175
education	145
economic development	143
state and local government	123
taxes	122
finance	108
budget and spending	100
recession	100
indiana	99

CBER Weekly Commentaries - 2010

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January 4, 2010	Bloomington Debates Downtown Chain StoresMonopoly power doesn't always hide in big businesses.
January 11, 2010	Civic Perceptions and Economic DevelopmentMany people feel perceptions of their city matters.
January 18, 2010	Urban to Rural State Tax FlowExpenditures on schools are the biggest by far at a whopping third of the budget.
January 25, 2010	Low Taxes Attract New HoosiersIn this century, Indiana has seen net-migration of just about 1 percent.
February 1, 2010	Economic Stimulus StrugglingWe need to resist the siren song of more Federal stimulus that we cannot spend in time.
February 8, 2010	Uncertainty is Crushing JobsThe greed for change will stall job growth and will slow the economy for the foreseeable future.
February 15, 2010	Love Connection to New MediaThe new world of emerging media, mobile devices and social networks will also make us learn a new and evolved set of manners.
February 22, 2010	Tenure Not Relevant in a Modern UniversityThe continuation of tenure, in its current form, simply abets the disinvestment of relevance in the modern university.
March 1, 2010	Paying for Past ChoicesWe are making budget cuts today that could have phased-in over a generation.
March 8, 2010	Courage Required to Curb InflationIf you have no debt, and much savings, inflation is simply a penalty on your thrift.
March 15, 2010	Recession Slows with Costly Job CreationWithout an explosion of Stimulus related employment, the economic models supporting it are in trouble.
March 22, 2010	Growing Local CommunitiesLocal taxation does matter, but only when a resident is comparing two fairly similar places.
March 29, 2010	What Cost for Healthcare Reform?The potential flaws in this bill are so enormous that to opponents of the bill it looks like a planned failure, designed to usher in a national health service.
April 5, 2010	Charitable Giving More than MoneyWhy not treat charitable deductions the same way we treat most retirement savings - extend the deadline until April 15th.
April 12, 2010	Educated Athletes Add Value to the MagicThe greater truth is that what we learn from athletics might be just as important as what we learn in the classroom.
April 19, 2010	Good Local Governance Will Support SchoolsReorganizing school districts is difficult, but we Hoosiers have done so before.
April 26, 2010	The Unemployment StorySomewhere between 6 and 9 months after the end of the recession job growth will commence in earnest.
May 10, 2010	Fear Drives the Immigration DebateFears of job losses are misplaced. This debate isn't about economics.
May 17, 2010	Formula for Grecian DebtGreece will enter a generation of austerity in which its best and brightest young people will leave for Europe or America.
May 24, 2010	What Community Foundations DoA good community foundation is the best life guard a community has.
May 31, 2010	Market Data and Memorial Day The opportunity to dwell so deeply on short term matters of the economy is a remarkable luxury. We would be well to remember that on this weekend.
June 7, 2010	The Economics of Education Migration causes brain drain and exacerbates the human capital differences between regions.
June 14, 2010	Derivates and Financial Regulation Derivatives, in and of themselves, are fairly harmless and easy to understand.
June 21, 2010	Recommended Reading These four books are important if you want to be educated about current day matters.
June 28, 2010	Roots of Recession in Homes and Stocks The length of the recession makes more sense when you think about its causes.
July 5, 2010	4th of July OptimismIn truly free societies, it is the dogged optimism of small scale economic actors that propels growth.
July 12, 2010	A Modest Proposal: The SUN Tax of 2010The SUN Tax would fix all our debt problems, with only a few modifications.
July 19, 2010	To Spend or Cut Taxes, That Is the QuestionIt is uncertainty about federal policy that accompanies it which cripples growth.
August 16, 2010	Expectations and the Sluggish Recovery ..weighty confusion of federal policy has cost us an astounding 3.3 million jobs
August 23, 2010	Good Reads on America’s Car IndustryConsumers got fed up and foreign competitors clobbered the Big Three
August 30, 2010	College Majors, Jobs and WagesEven college graduates with degrees in the lowest paying major at graduation were earning on average more than $50,000 within a decade.
September 6, 2010	Labor Unions, Trade Unions and Labor DayTrade unions remain strong because they work with, not against the businesses that employ them.
September 13, 2010	The Coming Tax DebateAbout half of all American households pay no income taxes. Starting this January that changes . . .
September 20, 2010	Business Locations: Taxes, Clusters and WorkersOver the long run, and especially during the good times when labor markets are tight, firms worry most about the availability of workers.
September 27, 2010	The End of a RecessionThe slow and uneven job growth combined with shockingly fast productivity growth eerily signals that much of our economy has gone through a structural change.
October 4, 2010	An Inconvenient Truth vs. Teachers UnionsExcept for spending, we sit dead last on all measures of schooling among the developed countries.
October 11, 2010	The Drivers License Odyssey…previously licensed to drive an M1 Tank and various smaller tracked and wheeled vehicles. Obtaining an Indiana license, he thought, would be easy. It was not.
October 18, 2010	Why the Stimulus Didn’t Stimulate Enough. . . the stimulus kept the unemployment rate from rising to about 12 percent at a cost of $225,000 per job.
October 25, 2010	Early Childhood Education and the EconomyThe return on investment of early childhood education was clearly positive.
November 1, 2010	These Elections and Opportunity Cost...the heaping of enormous uncertainty onto recession made matters far, far worse.
November 8, 2010	The Season of Quantitative EasingThe problem is that the resistance of banks to lending is not a monetary problem.
November 15, 2010	The Need for Education Reformers Fixing schools won’t be easy, but it begins with an honest realization of the problem – not mendacious malarkey.
November 22, 2010	Public Policy and Discounting the FutureComplicating the choices is the fact that the costs of addressing global warming will be borne by people now, who are poorer and possess fewer technological options than people living 50 years from now.
November 29, 2010	Thanksgiving, Black Friday and Cyber MondayThe holiday season in the U.S. has morphed into a time of concentrated purchases.
December 6, 2010	The Over-Lawyered SocietyEstimates of the private-sector costs of civil litigation top out at about 2 percent of our gross domestic product, so for every $50 spent in the United States, $1 goes to support legal costs and settlements.
December 13, 2010	Compromise on Taxes and SpendingAt worst case, the budget impact of these actions is about 10% of last years’ deficit.
December 20, 2010	The What and When of InflationInflation is solely caused by too much money chasing too few goods.
December 29, 2010	Poverty and the Census of RomeUnlike the Roman census of Quirinius, the modern US Census affects the distribution, not collection of tax dollars.

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CBER Weekly Commentaries - 2010